Homeownership
without the deposit.

Get onto the property ladder for just 2% (+GST) upfront plus stamp duty.* We'll cover your 20% deposit—you choose a home loan and say goodbye to renting.
20K+ Aussies applied
Our Customers
Ken & Dinoboy
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Our Customers
Sarah & Jarrod
Our Customers
Beau & Lance
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Our Customers
Andrew & Simone
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Wave goodbye to renting forever

We’ve partnered with some of Australia’s largest lenders to help solve the biggest problem for aspiring homeowners: the deposit gap.
Just 2% upfront*
Spend less upfront to buy your home. You only need 2.2% of the property value upfront to get a Deposit Boost Loan and a standard-rate home loan.
We accept any home loan
OwnHome will accept a home loan with any bank or lender that you qualify with, whether that's variable, fixed, offset or redraw.
Expert buyers help
Navigate the home buying journey with ease. You’ll get personalised advice and a white-glove service from your very own buyers agent.
Rated 4.9 stars on Google.
We’re on a mission to delight aspiring homeowners all over Australia.
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
Fiorella
Owner since 2021
Just made sense for us
OwnHome just made sense for us. We make good incomes, but we don’t have access to any money from family. My parents don’t have property in Australia. They don’t have equity to pass down.
Sarah & Jarrod
Owners since 2023
Thank you to OwnHome
I just want to say thank you to the OwnHome team. Huge, huge, huge thanks from Andrea and I for enabling us to purchase our first home.
Abhinay
Owner since 2022
Would recommend to anyone!
The engagement and support from the OwnHome team are next to none. I would recommend OwnHome to anyone in my position.
Marcus
Owner since 2021
It's fantastic
I know when I talk to people it seems too good to be true but they actually do what they're telling you they do. It's true. We're in a house years ahead of when we would have been and that's phenomenal.
Courtney
Owner since 2022
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
Liispet
Owner since 2022
Just made sense for us
OwnHome just made sense for us. We make good incomes, but we don’t have access to any money from family. My parents don’t have property in Australia. They don’t have equity to pass down.
Sarah & Jarrod
Owners since 2023
Thank you to OwnHome
I just want to say thank you to the OwnHome team. Huge, huge, huge thanks from Andrea and I for enabling us to purchase our first home.
Abhinay
Owner since 2022