Looking for a low deposit loan?

Get on the property ladder for just 2% (+GST) upfront.

*Plus GST and stamp duty. We'll cover your 20% deposit, and you get a standard-rate home loan for the rest.
A guided path to homeownership with OwnHome & Home Loan Experts
01
Boost your deposit
Apply online, get approved and receive an instant deposit loan from OwnHome, for an upfront Starter Fee of just 2% (+GST) of the property price.
02
Work with your broker
Home Loan Experts will work with you to find the perfect standard-rate home loan for you. OwnHome will accept any home loan, so your broker will find one that's just right for you.
03
Buy with confidence
Experience a supercharged and super-streamlined home buying experience with personal help from an OwnHome Buyer's Agent.
04
Do all the homeowner things
Update the kitchen, get a pet, paint every room! All the while, pay off your home loan and Deposit Boost Loan with regular principal and interest payments.
05
Love us and leave us
Wave us goodbye whenever you’re ready to with unlimited fee-free early repayments. It’s up to you!
Rated 4.9 stars on Google.
We’re on a mission to delight aspiring homeowners all over Australia.
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
Fiorella
Owner since 2021
Just made sense for us
OwnHome just made sense for us. We make good incomes, but we don’t have access to any money from family. My parents don’t have property in Australia. They don’t have equity to pass down.
Sarah & Jarrod
Owners since 2023
Thank you to OwnHome
I just want to say thank you to the OwnHome team. Huge, huge, huge thanks from Andrea and I for enabling us to purchase our first home.
Abhinay
Owner since 2022
Would recommend to anyone!
The engagement and support from the OwnHome team are next to none. I would recommend OwnHome to anyone in my position.
Marcus
Owner since 2021
It's fantastic
I know when I talk to people it seems too good to be true but they actually do what they're telling you they do. It's true. We're in a house years ahead of when we would have been and that's phenomenal.
Courtney
Owner since 2022
Incredible experience
My husband and I needed help in getting a deposit together, but both have good incomes. OwnHome are disrupting the need to eat two minute noodles for 5-10 years. The experience was incredible, start to finish.
Liispet
Owner since 2022
Just made sense for us
OwnHome just made sense for us. We make good incomes, but we don’t have access to any money from family. My parents don’t have property in Australia. They don’t have equity to pass down.
Sarah & Jarrod
Owners since 2023
Thank you to OwnHome
I just want to say thank you to the OwnHome team. Huge, huge, huge thanks from Andrea and I for enabling us to purchase our first home.
Abhinay
Owner since 2022